{"id":28598,"date":"2026-03-13T16:45:26","date_gmt":"2026-03-13T16:45:26","guid":{"rendered":"https:\/\/thecloud.group\/?p=28598"},"modified":"2026-05-11T23:38:55","modified_gmt":"2026-05-11T23:38:55","slug":"%d8%a7%d9%84%d8%af%d9%8a%d9%88%d9%86-%d8%a7%d9%84%d8%aa%d9%82%d9%86%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%83%d9%84%d9%81%d8%a9-%d8%a7%d9%84%d8%ae%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%8a-%d8%aa%d8%b9","status":"publish","type":"post","link":"https:\/\/thecloud.group\/ar\/la-deuda-tecnica-el-costo-oculto-que-esta-frenando-la-innovacion-de-muchas-empresas\/","title":{"rendered":"\u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629: \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062e\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u064a\u0642 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"28598\" class=\"elementor elementor-28598\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7dbf6bd elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7dbf6bd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1000 100\" preserveaspectratio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0b14b90\" data-id=\"0b14b90\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73628c4 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"73628c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/thecloud.group\/wp-content\/uploads\/elementor\/thumbs\/logo-pd8scx7e21qrxkwrdlcuh7c8eeq4vmzqsjri81k6ps.png\" title=\"\u0634\u0639\u0627\u0631\" alt=\"\u0634\u0639\u0627\u0631\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b0e4977 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b0e4977\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2a9dc02\" data-id=\"2a9dc02\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f715fb elementor-widget elementor-widget-heading\" data-id=\"5f715fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062e\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u064a\u0642 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcff03c elementor-widget elementor-widget-heading\" data-id=\"dcff03c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">13 \u0645\u0627\u0631\u0633 2026<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f9856da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2f9856da\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12b89ad8\" data-id=\"12b89ad8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-32209c27 elementor-widget elementor-widget-text-editor\" data-id=\"32209c27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"168\" data-end=\"468\">\u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0627 \u0648\u0646\u0645\u0648\u0647\u0627 \u0648\u0645\u0646\u0627\u0641\u0633\u062a\u0647\u0627. \u0623\u0635\u0628\u062d\u062a \u0623\u0646\u0638\u0645\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a\u060c \u0648\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c 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data-end=\"1621\">\u064a\u062d\u062f\u062b \u0634\u064a\u0621 \u0645\u0645\u0627\u062b\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627.<\/p><p data-start=\"1623\" data-end=\"1802\">\u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u0645 \u062a\u0637\u0648\u064a\u0631 \u062d\u0644\u0648\u0644 \u0633\u0631\u064a\u0639\u0629 \u0623\u0648 \u0645\u0631\u062a\u062c\u0644\u0629 \u0644\u062d\u0644 \u0645\u0634\u0643\u0644\u0629 \u0645\u0627\u060c \u064a\u062a\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0633\u0631\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0642\u0635\u064a\u0631\u060c \u0648\u0644\u0643\u0646 \u064a\u062a\u0645 \u062a\u0648\u0644\u064a\u062f \u062a\u0643\u0644\u0641\u0629 \u0633\u064a\u062a\u0639\u064a\u0646 \u062f\u0641\u0639\u0647\u0627 \u0644\u0627\u062d\u0642\u064b\u0627.<\/p><p data-start=\"1804\" data-end=\"1838\">\u062a\u062a\u0636\u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/p><ul data-start=\"1840\" data-end=\"2068\"><li data-section-id=\"1nekeyu\" data-start=\"1840\" data-end=\"1888\"><p data-start=\"1842\" data-end=\"1888\">\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u062a\u0645 \u062a\u0637\u0648\u064a\u0631\u0647\u0627 \u0628\u062f\u0648\u0646 \u0628\u0646\u064a\u0629 \u0648\u0627\u0636\u062d\u0629<\/p><\/li><li data-section-id=\"fhgpuy\" data-start=\"1889\" data-end=\"1934\"><p data-start=\"1891\" data-end=\"1934\">\u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0643\u0627\u0645\u0644 \u0645\u0631\u062a\u062c\u0644\u0629 \u0628\u064a\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629<\/p><\/li><li data-section-id=\"1fyx1wt\" data-start=\"1935\" data-end=\"1984\"><p data-start=\"1937\" data-end=\"1984\">\u062d\u0644\u0648\u0644 \u0645\u0624\u0642\u062a\u0629 \u0644\u0627 \u064a\u062a\u0645 \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647\u0627 \u0623\u0628\u062f\u0627\u064b<\/p><\/li><li data-section-id=\"1mv90ky\" data-start=\"1985\" data-end=\"2014\"><p data-start=\"1987\" data-end=\"2014\">\u0642\u0648\u0627\u0639\u062f \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0643\u0631\u0631\u0629<\/p><\/li><li data-section-id=\"n1bxaa\" data-start=\"2015\" data-end=\"2068\"><p data-start=\"2017\" data-end=\"2068\">\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0644 \u0645\u062d\u0644 \u0627\u0644\u0623\u062a\u0645\u062a\u0629<\/p><\/li><\/ul><p data-start=\"2070\" data-end=\"2199\">\u0647\u0630\u0647 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0644\u064a\u0633\u062a \u062e\u0627\u0637\u0626\u0629 \u062f\u0627\u0626\u0645\u0627\u064b. \u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u062a\u0643\u0648\u0646 \u0636\u0631\u0648\u0631\u064a\u0629 \u0644\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0633\u0648\u0642.<\/p><p data-start=\"2201\" data-end=\"2285\">\u062a\u0646\u0634\u0623 \u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u0639\u0646\u062f\u0645\u0627 \u062a\u0635\u0628\u062d \u0647\u0630\u0647 \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0624\u0642\u062a\u0629 \u062f\u0627\u0626\u0645\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-30fd7bef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30fd7bef\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-54308f1a\" data-id=\"54308f1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-561f661 elementor-widget elementor-widget-heading\" data-id=\"561f661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0643\u064a\u0641 \u064a\u062a\u0631\u0627\u0643\u0645 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec288ca elementor-widget elementor-widget-text-editor\" data-id=\"4ec288ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2347\" data-end=\"2460\">\u0644\u0627 \u064a\u0646\u0634\u0623 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0639\u0627\u062f\u0629\u064b \u0645\u0646 \u0642\u0631\u0627\u0631 \u062e\u0627\u0637\u0626 \u0648\u0627\u062d\u062f\u060c \u0628\u0644 \u064a\u062a\u0631\u0627\u0643\u0645 \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b \u0645\u0639 \u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a.<\/p><p data-start=\"2462\" data-end=\"2605\">\u0643\u0644 \u0645\u0634\u0631\u0648\u0639 \u062c\u062f\u064a\u062f\u060c \u0648\u0643\u0644 \u0639\u0645\u0644\u064a\u0629 \u062f\u0645\u062c \u0645\u0631\u062a\u062c\u0644\u0629\u060c \u0623\u0648 \u0643\u0644 \u0623\u062f\u0627\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0632\u064a\u062f \u0645\u0646 \u062a\u0639\u0642\u064a\u062f \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0644\u0644\u0634\u0631\u0643\u0629.<\/p><p data-start=\"2607\" data-end=\"2658\">\u0628\u0645\u0631\u0648\u0631 \u0627\u0644\u0648\u0642\u062a\u060c \u062a\u0628\u062f\u0623 \u0627\u0644\u0623\u0639\u0631\u0627\u0636 \u0627\u0644\u0648\u0627\u0636\u062d\u0629 \u0628\u0627\u0644\u0638\u0647\u0648\u0631:<\/p><ul data-start=\"2660\" data-end=\"2860\"><li data-section-id=\"rx60ge\" data-start=\"2660\" data-end=\"2703\"><p data-start=\"2662\" data-end=\"2703\">\u0623\u0646\u0638\u0645\u0629 \u062a\u0633\u062a\u063a\u0631\u0642 \u0648\u0642\u062a\u064b\u0627 \u0623\u0637\u0648\u0644 \u0644\u0644\u062a\u062d\u062f\u064a\u062b<\/p><\/li><li data-section-id=\"1rfrthy\" data-start=\"2704\" data-end=\"2744\"><p data-start=\"2706\" data-end=\"2744\">\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u062a\u0648\u0642\u0641 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644<\/p><\/li><li data-section-id=\"ufe8gr\" data-start=\"2745\" data-end=\"2795\"><p data-start=\"2747\" data-end=\"2795\">\u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u0625\u062f\u062e\u0627\u0644 \u0623\u062f\u0648\u0627\u062a \u062c\u062f\u064a\u062f\u0629<\/p><\/li><li data-section-id=\"1g214ss\" data-start=\"2796\" data-end=\"2860\"><p data-start=\"2798\" data-end=\"2860\">\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u0646\u0635\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u063a\u064a\u0631 \u0645\u062a\u0635\u0644\u0629<\/p><\/li><\/ul><p data-start=\"2862\" data-end=\"3091\">\u0648\u0641\u0642\u064b\u0627 \u0644\u062f\u0631\u0627\u0633\u0627\u062a <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">\u0641\u0648\u0631\u0633\u062a\u0631<\/span><\/span>, \u062a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u0627\u0646\u064a \u0645\u0646 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u062f\u0648\u0631\u0627\u062a \u062a\u0637\u0648\u064a\u0631 \u062a\u0635\u0644 \u0625\u0644\u0649 <strong data-start=\"3013\" data-end=\"3031\">50% \u0623\u0628\u0637\u0623<\/strong> \u0645\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u062a\u0645\u062a\u0639 \u0628\u0628\u0646\u0649 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u0628\u0634\u0643\u0644 \u062c\u064a\u062f.<\/p><p data-start=\"3093\" data-end=\"3150\">\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0628\u062f\u0623\u062a \u062a\u062a\u0628\u0627\u0637\u0623.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b612313 elementor-widget elementor-widget-heading\" data-id=\"b612313\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce044d9 elementor-widget elementor-widget-text-editor\" data-id=\"ce044d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3211\" data-end=\"3302\">\u0645\u0646 \u0623\u062e\u0637\u0631 \u0622\u062b\u0627\u0631 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631.<\/p><p data-start=\"3304\" data-end=\"3416\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629 \u0645\u0639\u0642\u062f\u0629 \u0648\u0647\u0634\u0629\u060c \u064a\u0635\u0628\u062d \u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0645\u062d\u0641\u0648\u0641\u064b\u0627 \u0628\u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p><p data-start=\"3418\" data-end=\"3501\">\u0628\u062f\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062a\u062c\u0646\u0628 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u062e\u0648\u0641\u0627\u064b \u0645\u0646 \u0625\u062a\u0644\u0627\u0641 \u0645\u0627 \u0647\u0648 \u0646\u0627\u062c\u062d \u0628\u0627\u0644\u0641\u0639\u0644.<\/p><p data-start=\"3503\" data-end=\"3539\">\u0648\u0647\u0630\u0627 \u064a\u062e\u0644\u0642 \u062d\u0644\u0642\u0629 \u0645\u0641\u0631\u063a\u0629 \u0625\u0634\u0643\u0627\u0644\u064a\u0629:<\/p><ol data-start=\"3541\" data-end=\"3739\"><li data-section-id=\"1ilwvve\" data-start=\"3541\" data-end=\"3605\"><p data-start=\"3544\" data-end=\"3605\">\u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0623\u0643\u062b\u0631 \u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u0627\u0644\u062a\u0639\u062f\u064a\u0644<\/p><\/li><li data-section-id=\"1mcw76g\" data-start=\"3606\" data-end=\"3669\"><p data-start=\"3609\" data-end=\"3669\">\u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u0645\u0648\u0627\u0631\u062f<\/p><\/li><li data-section-id=\"1dsfl3r\" data-start=\"3670\" data-end=\"3701\"><p data-start=\"3673\" data-end=\"3701\">\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u064a\u062a\u0628\u0627\u0637\u0623<\/p><\/li><li data-section-id=\"1yy9pwq\" data-start=\"3702\" data-end=\"3739\"><p data-start=\"3705\" data-end=\"3739\">\u062a\u0641\u0642\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0642\u062f\u0631\u062a\u0647\u0627 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629<\/p><\/li><\/ol><p data-start=\"3741\" data-end=\"3959\">\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u062d\u0644\u064a\u0644 <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">\u0645\u0631\u0627\u062c\u0639\u0629 \u0625\u062f\u0627\u0631\u0629 \u0633\u0644\u0648\u0646 \u0645\u0646 \u0645\u0639\u0647\u062f \u0645\u0627\u0633\u0627\u062a\u0634\u0648\u0633\u062a\u0633 \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627<\/span><\/span>, \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u0627\u0646\u064a \u0645\u0646 \u062f\u064a\u0648\u0646 \u062a\u0642\u0646\u064a\u0629 \u0623\u0642\u0644 \u0625\u0637\u0644\u0627\u0642 \u0645\u0646\u062a\u062c\u0627\u062a \u0631\u0642\u0645\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 <strong data-start=\"3889\" data-end=\"3914\">\u0623\u0633\u0631\u0639 \u0628\u062b\u0644\u0627\u062b \u0645\u0631\u0627\u062a<\/strong> \u0623\u0643\u062b\u0631 \u0645\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0644\u0643 \u0628\u0646\u064a\u0629 \u062a\u062d\u062a\u064a\u0629 \u0642\u062f\u064a\u0645\u0629.<\/p><p data-start=\"3961\" data-end=\"4048\">\u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0639\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0641\u062d\u0633\u0628.<br data-start=\"4001\" data-end=\"4004\" \/>\u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0625\u0644\u0649 \u0625\u0628\u0637\u0627\u0621 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64792c2 elementor-widget elementor-widget-heading\" data-id=\"64792c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73da6d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"73da6d3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cb7aea7\" data-id=\"cb7aea7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4df02ac elementor-widget elementor-widget-text-editor\" data-id=\"4df02ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4101\" data-end=\"4185\">\u062b\u0645\u0629 \u062a\u0623\u062b\u064a\u0631 \u0622\u062e\u0631 \u0623\u0642\u0644 \u0648\u0636\u0648\u062d\u0627\u064b \u0644\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u064a\u0638\u0647\u0631 \u0641\u064a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u064a\u0644.<\/p><p data-start=\"4187\" data-end=\"4271\">\u0639\u0646\u062f\u0645\u0627 \u0644\u0627 \u062a\u0643\u0648\u0646 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0628\u0634\u0643\u0644 \u062c\u064a\u062f\u060c \u062a\u0646\u0634\u0623 \u0645\u0634\u0627\u0643\u0644 \u0645\u062b\u0644:<\/p><ul data-start=\"4273\" data-end=\"4422\"><li data-section-id=\"queiho\" data-start=\"4273\" data-end=\"4322\"><p data-start=\"4275\" data-end=\"4322\">\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u063a\u064a\u0631 \u0645\u062a\u0633\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0625\u062f\u0627\u0631\u0627\u062a<\/p><\/li><li data-section-id=\"14rw9u1\" data-start=\"4323\" data-end=\"4361\"><p data-start=\"4325\" data-end=\"4361\">\u062a\u0623\u062e\u064a\u0631\u0627\u062a \u0641\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/p><\/li><li data-section-id=\"15ovvc3\" data-start=\"4362\" data-end=\"4389\"><p data-start=\"4364\" data-end=\"4389\">\u0623\u062e\u0637\u0627\u0621 \u0625\u062f\u0627\u0631\u064a\u0629<\/p><\/li><li data-section-id=\"srn7nk\" data-start=\"4390\" data-end=\"4422\"><p data-start=\"4392\" data-end=\"4422\">\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0627\u0644\u0628\u0637\u064a\u0626\u0629<\/p><\/li><\/ul><p data-start=\"4424\" data-end=\"4511\">\u0642\u062f \u064a\u0646\u0638\u0631 \u0627\u0644\u0639\u0645\u064a\u0644 \u0625\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0646\u0642\u0635 \u0641\u064a \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629 \u0623\u0648 \u0633\u0648\u0621 \u0625\u062f\u0627\u0631\u0629.<\/p><p data-start=\"4513\" data-end=\"4611\">\u0644\u0643\u0646 \u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u064a\u0643\u0645\u0646 \u0627\u0644\u0633\u0628\u0628 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629.<\/p><p data-start=\"4613\" data-end=\"4748\">\u062a\u0628\u062f\u0623 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0642\u0628\u0644 \u0648\u0642\u062a \u0637\u0648\u064a\u0644 \u0645\u0646 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0645\u0628\u0627\u0634\u0631.<br data-start=\"4682\" data-end=\"4685\" \/>\u064a\u0628\u062f\u0623 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u062f\u0639\u0645 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fe265fe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe265fe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ab26be\" data-id=\"3ab26be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2591c8b elementor-widget elementor-widget-heading\" data-id=\"2591c8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d68c820 elementor-widget elementor-widget-text-editor\" data-id=\"d68c820\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"4801\" data-end=\"4945\">\u0623\u0635\u0628\u062d \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u062f\u0627\u0629 \u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u062d\u0633\u064a\u0646 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644.<\/p><p data-start=\"4947\" data-end=\"5069\">\u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0627\u0646\u064a \u0645\u0646 \u062f\u064a\u0648\u0646 \u062a\u0642\u0646\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0646\u062a\u0627\u0626\u062c \u0639\u0643\u0633\u064a\u0629.<\/p><p data-start=\"5071\" data-end=\"5088\">\u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649:<\/p><ul data-start=\"5090\" data-end=\"5168\"><li data-section-id=\"jawwd6\" data-start=\"5090\" data-end=\"5111\"><p data-start=\"5092\" data-end=\"5111\">\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0646\u0638\u0645\u0629<\/p><\/li><li data-section-id=\"jg84uy\" data-start=\"5112\" data-end=\"5137\"><p data-start=\"5114\" data-end=\"5137\">\u0639\u0645\u0644\u064a\u0627\u062a \u0645\u062a\u0633\u0642\u0629<\/p><\/li><li data-section-id=\"bwnxki\" data-start=\"5138\" data-end=\"5168\"><p data-start=\"5140\" data-end=\"5168\">\u0627\u0644\u062a\u0643\u0627\u0645\u0644 \u0628\u064a\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629<\/p><\/li><\/ul><p data-start=\"5170\" data-end=\"5283\">\u0639\u0646\u062f\u0645\u0627 \u0644\u0627 \u062a\u062a\u0648\u0641\u0631 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0646 \u064a\u0636\u062e\u0645 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062d\u0644\u0647\u0627.<\/p><p data-start=\"5285\" data-end=\"5544\">\u0648\u0641\u0642\u064b\u0627 \u0644\u062f\u0631\u0627\u0633\u0627\u062a <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">\u0634\u0631\u0643\u0629 \u0628\u0631\u0627\u064a\u0633 \u0648\u0648\u062a\u0631\u0647\u0627\u0648\u0633 \u0643\u0648\u0628\u0631\u0632<\/span><\/span>, \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062f\u0645\u062c \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0649 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u062a\u062d\u0642\u0642 \u0646\u062a\u0627\u0626\u062c \u0623\u0641\u0636\u0644 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u062d\u0627\u0648\u0644 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643 \u0639\u0644\u0649 \u0623\u0646\u0638\u0645\u0629 \u0645\u062c\u0632\u0623\u0629.<\/p><p data-start=\"5546\" data-end=\"5648\">\u0642\u0628\u0644 \u062a\u0628\u0646\u064a \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0623\u0648\u0644\u0627\u064b \u062d\u0644 \u0645\u0634\u0627\u0643\u0644\u0647\u0627 \u0627\u0644\u062a\u0642\u0646\u064a\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-875937f elementor-widget elementor-widget-heading\" data-id=\"875937f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0647\u0646\u062f\u0633\u0629 \u0627\u0644\u0645\u0639\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0643\u062d\u0644<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba5915f elementor-widget elementor-widget-text-editor\" data-id=\"ba5915f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"5700\" data-end=\"5805\">\u0625\u0646 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0647\u064a \u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629.<\/p><p data-start=\"5807\" data-end=\"5913\">\u062a\u062d\u062f\u062f \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0643\u064a\u0641\u064a\u0629 \u0631\u0628\u0637 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0629.<\/p><p data-start=\"5915\" data-end=\"5954\">\u064a\u0633\u0645\u062d \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u0645\u0639\u0645\u0627\u0631\u064a \u0627\u0644\u062c\u064a\u062f \u0628\u0645\u0627 \u064a\u0644\u064a:<\/p><ul data-start=\"5956\" data-end=\"6145\"><li data-section-id=\"mz7axe\" data-start=\"5956\" data-end=\"6017\"><p data-start=\"5958\" data-end=\"6017\">\u062f\u0645\u062c \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u062f\u0648\u0646 \u0625\u0646\u0634\u0627\u0621 \u062a\u0628\u0639\u064a\u0627\u062a \u063a\u064a\u0631 \u0636\u0631\u0648\u0631\u064a\u0629<\/p><\/li><li data-section-id=\"16vwjyp\" data-start=\"6018\" data-end=\"6054\"><p data-start=\"6020\" data-end=\"6054\">\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/p><\/li><li data-section-id=\"14hteyv\" data-start=\"6055\" data-end=\"6096\"><p data-start=\"6057\" data-end=\"6096\">\u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629<\/p><\/li><li data-section-id=\"p27ato\" data-start=\"6097\" data-end=\"6145\"><p data-start=\"6099\" data-end=\"6145\">\u0639\u0645\u0644\u064a\u0627\u062a \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0648\u0633\u0639 \u062f\u0648\u0646 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u062a\u0639\u0642\u064a\u062f<\/p><\/li><\/ul><p data-start=\"6147\" data-end=\"6277\">\u062a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0628\u0646\u0649 \u0645\u0639\u064a\u0627\u0631\u064a\u0629 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0623\u0648 \u062a\u0631\u0642\u064a\u0629 \u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u062f\u0648\u0646 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u0649 \u0628\u0642\u064a\u0629 \u0627\u0644\u0646\u0638\u0627\u0645.<\/p><p data-start=\"6279\" data-end=\"6351\">\u064a\u0642\u0644\u0644 \u0647\u0630\u0627 \u0645\u0646 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u064a\u0633\u0647\u0644 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-24e6166 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24e6166\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45e543a\" data-id=\"45e543a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-948ab25 elementor-widget elementor-widget-heading\" data-id=\"948ab25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0643\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-90c8cf1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"90c8cf1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c982aa6\" data-id=\"c982aa6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4441706 elementor-widget elementor-widget-text-editor\" data-id=\"4441706\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"6422\" data-end=\"6507\">\u0643\u0645\u0627 \u062a\u0644\u0639\u0628 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u062f\u0648\u0631\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u0641\u064a \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629.<\/p><p data-start=\"6509\" data-end=\"6596\">\u062a\u0648\u062c\u062f \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u0644\u0623\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u063a\u064a\u0631 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0628\u0634\u0643\u0644 \u0635\u062d\u064a\u062d.<\/p><p data-start=\"6598\" data-end=\"6627\">\u062a\u062a\u064a\u062d \u0644\u0643 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0645\u0627 \u064a\u0644\u064a:<\/p><ul data-start=\"6629\" data-end=\"6759\"><li data-section-id=\"1rk7t7f\" data-start=\"6629\" data-end=\"6656\"><p data-start=\"6631\" data-end=\"6656\">\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0628\u0634\u0631\u064a\u0629<\/p><\/li><li data-section-id=\"107ph1r\" data-start=\"6657\" data-end=\"6690\"><p data-start=\"6659\" data-end=\"6690\">\u0627\u0644\u0642\u0636\u0627\u0621 \u0639\u0644\u0649 \u0627\u0632\u062f\u0648\u0627\u062c\u064a\u0629 \u0627\u0644\u0645\u0647\u0627\u0645<\/p><\/li><li data-section-id=\"jak0su\" data-start=\"6691\" data-end=\"6721\"><p data-start=\"6693\" data-end=\"6721\">\u062a\u0633\u0631\u064a\u0639 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644<\/p><\/li><li data-section-id=\"qnv69h\" data-start=\"6722\" data-end=\"6759\"><p data-start=\"6724\" data-end=\"6759\">\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0627\u062a\u0633\u0627\u0642 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a<\/p><\/li><\/ul><p data-start=\"6761\" data-end=\"6896\">\u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u0645 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0636\u0645\u0646 \u0628\u0646\u064a\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0627\u0636\u062d\u0629\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/p><p data-start=\"6898\" data-end=\"7011\">\u0648\u0647\u0630\u0627 \u064a\u0633\u0645\u062d \u0644\u0644\u0641\u0631\u0642 \u0628\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062d\u0644 \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-eb0d5c6 e-flex e-con-boxed e-con e-parent\" data-id=\"eb0d5c6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b428993 elementor-widget elementor-widget-heading\" data-id=\"b428993\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0646\u0637\u0627\u0642 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u00b7 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0628\u0627\u0644\u0623\u0631\u0642\u0627\u0645 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a2fe8d elementor-widget elementor-widget-text-editor\" data-id=\"6a2fe8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u064a\u0645\u062b\u0644 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0645\u0627 \u0628\u064a\u0646 151 \u0648401 \u0636\u0639\u0641 \u0625\u062c\u0645\u0627\u0644\u064a \u0648\u0642\u062a \u062a\u0633\u0644\u064a\u0645 \u0641\u0631\u0642 \u0627\u0644\u0647\u0646\u062f\u0633\u0629\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0623\u062c\u0631\u062a\u0647\u0627 \u0643\u0644 \u0645\u0646 Stripe \u0648McKinsey \u0648CTI \u0648\u0646\u064f\u0634\u0631\u062a \u0628\u064a\u0646 \u0639\u0627\u0645\u064a 2024 \u06482026. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0641\u0631\u064a\u0642 \u0645\u0643\u0648\u0646 \u0645\u0646 10 \u0645\u0647\u0646\u062f\u0633\u064a\u0646 \u0628\u062a\u0643\u0644\u0641\u0629 \u0633\u0646\u0648\u064a\u0629 \u0645\u062a\u0648\u0633\u0637\u0629 \u062a\u0628\u0644\u063a 75,000 \u064a\u0648\u0631\u0648 \u0644\u0644\u0634\u062e\u0635 \u0627\u0644\u0648\u0627\u062d\u062f\u060c \u0641\u0625\u0646 \u0647\u0630\u0627 \u064a\u0639\u0627\u062f\u0644 \u062e\u0633\u0627\u0631\u0629 \u0633\u0646\u0648\u064a\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 112,500 \u0648300,000 \u064a\u0648\u0631\u0648 \u0641\u064a \u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0628\u0646\u0627\u0621 \u0645\u064a\u0632\u0627\u062a \u062c\u062f\u064a\u062f\u0629. \u064a\u062a\u0631\u0627\u0643\u0645 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0646\u062a\u064a\u062c\u0629 \u0636\u063a\u0637 \u0627\u0644\u0645\u0648\u0627\u0639\u064a\u062f \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u0629\u060c \u0648\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u062e\u0630\u0629 \u062f\u0648\u0646 \u0648\u0642\u062a \u0643\u0627\u0641\u064d \u0644\u0644\u062a\u0642\u064a\u064a\u0645\u060c \u0648\u062f\u0648\u0631\u0627\u0646 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0641\u0631\u064a\u0642 \u062f\u0648\u0646 \u062a\u0648\u062b\u064a\u0642 \u0645\u0646\u0627\u0633\u0628. \u064a\u062a\u0637\u0644\u0628 \u062a\u0642\u0644\u064a\u0644\u0647 \u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0645\u0646\u0647\u062c\u064a\u0629\u060c \u0648\u0644\u064a\u0633 \u0625\u0639\u0627\u062f\u0629 \u0643\u062a\u0627\u0628\u0629 \u0643\u0627\u0645\u0644\u0629: \u062a\u062a\u0631\u0627\u0648\u062d \u062a\u0643\u0644\u0641\u0629 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0628\u0645\u0642\u062f\u0627\u0631 601 \u0636\u0639\u0641 \u0625\u062c\u0645\u0627\u0644\u064a \u0648\u0642\u062a \u0627\u0644\u062a\u0633\u0644\u064a\u0645 \u0641\u064a \u0634\u0631\u0643\u0629 \u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u062d\u062c\u0645 \u0628\u064a\u0646 90,000 \u0648240,000 \u064a\u0648\u0631\u0648 \u0639\u0644\u0649 \u0645\u062f\u0649 6 \u0625\u0644\u0649 12 \u0634\u0647\u0631\u064b\u0627. \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u064f\u0644\u0627\u062d\u0638 \u0639\u0627\u0626\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u063a\u0636\u0648\u0646 18 \u0634\u0647\u0631\u064b\u0627 \u0628\u0641\u0636\u0644 \u0632\u064a\u0627\u062f\u0629 \u0633\u0631\u0639\u0629 \u0627\u0644\u062a\u0633\u0644\u064a\u0645. \u062a\u0637\u0628\u0642 \u0645\u062c\u0645\u0648\u0639\u0629 The Cloud Group \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644\u0647\u0627 \u0627\u0644\u062e\u0627\u0635 TCG-SAF\u2122.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ac6f00 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ac6f00\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d339311\" data-id=\"d339311\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ca767c elementor-widget elementor-widget-heading\" data-id=\"0ca767c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0643\u064a\u0641\u064a\u0629 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2c34f6 elementor-widget elementor-widget-text-editor\" data-id=\"f2c34f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"7078\" data-end=\"7193\">\u062a\u062c\u0647\u0644 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0644\u0643\u0647\u0627 \u062d\u062a\u0649 \u062a\u0648\u0627\u062c\u0647 \u0645\u0634\u0627\u0643\u0644 \u0643\u0628\u064a\u0631\u0629.<\/p><p data-start=\"7195\" data-end=\"7230\">\u062a\u062a\u0636\u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062d\u0630\u064a\u0631\u064a\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/p><ul data-start=\"7232\" data-end=\"7486\"><li data-section-id=\"zaa7x9\" data-start=\"7232\" data-end=\"7294\"><p data-start=\"7234\" data-end=\"7294\">\u0645\u0634\u0627\u0631\u064a\u0639 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u062a\u0633\u062a\u063a\u0631\u0642 \u0648\u0642\u062a\u0627\u064b \u0637\u0648\u064a\u0644\u0627\u064b \u062c\u062f\u0627\u064b \u0644\u0625\u0646\u062c\u0627\u0632\u0647\u0627<\/p><\/li><li data-section-id=\"1myo67g\" data-start=\"7295\" data-end=\"7343\"><p data-start=\"7297\" data-end=\"7343\">\u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u062f\u0645\u062c \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629<\/p><\/li><li data-section-id=\"r1g80v\" data-start=\"7344\" data-end=\"7380\"><p data-start=\"7346\" data-end=\"7380\">\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u062f\u0648\u064a\u0629<\/p><\/li><li data-section-id=\"16x274j\" data-start=\"7381\" data-end=\"7431\"><p data-start=\"7383\" data-end=\"7431\">\u0623\u0646\u0638\u0645\u0629 \u062a\u062a\u0637\u0644\u0628 \u0635\u064a\u0627\u0646\u0629 \u0645\u0633\u062a\u0645\u0631\u0629<\/p><\/li><li data-section-id=\"jc02y0\" data-start=\"7432\" data-end=\"7486\"><p data-start=\"7434\" data-end=\"7486\">\u0642\u0648\u0627\u0639\u062f \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0643\u0631\u0631\u0629<\/p><\/li><\/ul><p data-start=\"7488\" data-end=\"7576\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0638\u0647\u0631 \u0647\u0630\u0647 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a\u060c \u0641\u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u0642\u0648\u0645 \u0628\u062a\u0631\u0627\u0643\u0645 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629.<\/p><p data-start=\"7578\" data-end=\"7636\">\u0625\u0646 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0634\u0643\u0644\u0629 \u0647\u0648 \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0644\u062d\u0644\u0647\u0627.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c76d3ac elementor-widget elementor-widget-text-editor\" data-id=\"c76d3ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"7679\" data-end=\"7818\">\u0639\u0644\u0649 <a href=\"https:\/\/thecloud.group\/ar\/\"><strong data-start=\"7682\" data-end=\"7701\">\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u0629<\/strong><\/a>, \u0646\u062d\u0646 \u0646\u0639\u0645\u0644 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u0639\u0649 \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0628\u0646\u064a\u062a\u0647\u0627 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0625\u0644\u0649 \u0645\u062d\u0631\u0643 \u062d\u0642\u064a\u0642\u064a \u0644\u0644\u0646\u0645\u0648.<\/p><p data-start=\"7820\" data-end=\"7844\">\u064a\u0634\u0645\u0644 \u0646\u0647\u062c\u0646\u0627 \u0645\u0627 \u064a\u0644\u064a:<\/p><ul data-start=\"7846\" data-end=\"8138\"><li data-section-id=\"1kcywju\" data-start=\"7846\" data-end=\"7908\"><p data-start=\"7848\" data-end=\"7908\">\u062a\u062d\u0644\u064a\u0644 \u0645\u0639\u0645\u0642 \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u062d\u0627\u0644\u064a\u0629<\/p><\/li><li data-section-id=\"1t032sl\" data-start=\"7909\" data-end=\"7954\"><p data-start=\"7911\" data-end=\"7954\">\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0631\u0627\u0643\u0645\u0629<\/p><\/li><li data-section-id=\"119byip\" data-start=\"7955\" data-end=\"7993\"><p data-start=\"7957\" data-end=\"7993\">\u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/p><\/li><li data-section-id=\"1hx9w3n\" data-start=\"7994\" data-end=\"8037\"><p data-start=\"7996\" data-end=\"8037\">\u062a\u0643\u0627\u0645\u0644 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629<\/p><\/li><li data-section-id=\"1fpebip\" data-start=\"8038\" data-end=\"8080\"><p data-start=\"8040\" data-end=\"8080\">\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629<\/p><\/li><li data-section-id=\"daicf6\" data-start=\"8081\" data-end=\"8138\"><p data-start=\"8083\" data-end=\"8138\">\u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/p><\/li><\/ul><p data-start=\"8140\" data-end=\"8190\">\u0627\u0644\u0647\u062f\u0641 \u0644\u064a\u0633 \u0645\u062c\u0631\u062f \u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0623\u0646\u0638\u0645\u0629.<\/p><p data-start=\"8192\" data-end=\"8310\">\u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u0628\u0646\u0627\u0621 \u0628\u0646\u064a\u0629 \u062a\u062d\u062a\u064a\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u062f\u0639\u0645 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0646\u0645\u0648 \u0627\u0644\u0623\u0639\u0645\u0627\u0644.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-9c21de1 e-flex e-con-boxed e-con e-parent\" data-id=\"9c21de1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4489dee elementor-widget elementor-widget-n-accordion\" data-id=\"4489dee\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"\u0623\u0643\u0648\u0631\u062f\u064a\u0648\u0646. \u0627\u0641\u062a\u062d \u0627\u0644\u0631\u0648\u0627\u0628\u0637 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0641\u062a\u0627\u062d \u0627\u0644\u0625\u062f\u062e\u0627\u0644 \u0623\u0648 \u0627\u0644\u0645\u0633\u0627\u0641\u0629\u060c \u0648\u0623\u063a\u0644\u0642\u0647\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0641\u062a\u0627\u062d \u0627\u0644\u0647\u0631\u0648\u0628\u060c \u0648\u062a\u0646\u0642\u0644 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0641\u0627\u062a\u064a\u062d \u0627\u0644\u0623\u0633\u0647\u0645.\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7180\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-7180\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0645\u0627 \u0645\u062f\u0649 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0639\u0644\u0649 \u0633\u0631\u0639\u0629 \u0627\u0644\u062a\u0633\u0644\u064a\u0645 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0641\u0631\u064a\u0642 \u0647\u0646\u062f\u0633\u064a\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7180\" class=\"elementor-element elementor-element-5633799 e-con-full e-flex e-con e-child\" data-id=\"5633799\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-04f92fe elementor-widget elementor-widget-text-editor\" data-id=\"04f92fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u062a\u0634\u064a\u0631 \u062f\u0631\u0627\u0633\u0627\u062a \u0646\u0634\u0631\u062a\u0647\u0627 \u0643\u0644 \u0645\u0646 Stripe (\u0627\u0633\u062a\u0637\u0644\u0627\u0639 \u0627\u0644\u0645\u0637\u0648\u0631\u064a\u0646 2024)\u060c \u0648McKinsey (\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 2025)\u060c \u0648Cutter Consortium\u060c \u0625\u0644\u0649 \u0623\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u064f\u0633\u062a\u063a\u0631\u0642 \u0641\u064a \u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 15% \u064840%. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0641\u0631\u064a\u0642 \u0645\u0643\u0648\u0646 \u0645\u0646 10 \u0645\u0647\u0646\u062f\u0633\u064a\u0646\u060c \u064a\u064f\u0639\u0627\u062f\u0644 \u0647\u0630\u0627 \u0645\u0627 \u0628\u064a\u0646 1.5 \u06484 \u0633\u0646\u0648\u0627\u062a \u0639\u0645\u0644 \u0645\u064f\u062e\u0635\u0635\u0629 \u062d\u0635\u0631\u064a\u064b\u0627 \u0644\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u062a\u0637\u0648\u064a\u0631 \u0645\u064a\u0632\u0627\u062a \u062c\u062f\u064a\u062f\u0629. \u0643\u0645\u0627 \u062a\u0624\u062b\u0631 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0633\u0644\u0628\u064b\u0627 \u0639\u0644\u0649 \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u0646\u062a\u062c\u060c \u0648\u0633\u0631\u0639\u0629 \u0625\u0644\u062d\u0627\u0642 \u0645\u0647\u0646\u062f\u0633\u064a\u0646 \u062c\u062f\u062f\u060c \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0643\u0641\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u062a\u0645\u064a\u0632\u0629.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7181\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7181\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u0642\u064a\u0627\u0633 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a \u0644\u0644\u0634\u0631\u0643\u0629 \u0628\u0623\u0631\u0642\u0627\u0645 \u0645\u0644\u0645\u0648\u0633\u0629 \u064a\u0645\u0643\u0646 \u0627\u0644\u062f\u0641\u0627\u0639 \u0639\u0646\u0647\u0627 \u0623\u0645\u0627\u0645 \u0627\u0644\u0644\u062c\u0646\u0629 \u0648\u0627\u0644\u0645\u062f\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7181\" class=\"elementor-element elementor-element-d862f5d e-con-full e-flex e-con e-child\" data-id=\"d862f5d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c10d30 elementor-widget elementor-widget-text-editor\" data-id=\"5c10d30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u062b\u0644\u0627\u062b\u0629 \u0645\u0639\u0627\u064a\u064a\u0631 \u0623\u0633\u0627\u0633\u064a\u0629: (1) \u0646\u0633\u0628\u0629 \u0648\u0642\u062a \u0627\u0644\u0635\u064a\u0627\u0646\u0629 \u0625\u0644\u0649 \u0625\u062c\u0645\u0627\u0644\u064a \u0648\u0642\u062a \u0627\u0644\u0641\u0631\u064a\u0642 (\u064a\u064f\u0642\u0627\u0633 \u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0633\u0645 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u062a\u0630\u0627\u0643\u0631)\u060c (2) \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0648\u0642\u062a \u0628\u064a\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0648\u0646\u0634\u0631\u0647\u0627 \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0644\u0625\u0646\u062a\u0627\u062c (\u0627\u0644\u0628\u0637\u0621 = \u0628\u0637\u0621 \u0627\u0644\u0646\u0638\u0627\u0645)\u060c \u0648(3) \u0645\u0639\u062f\u0644 \u0627\u0644\u0639\u064a\u0648\u0628 \u0628\u0639\u062f \u0627\u0644\u0625\u0635\u062f\u0627\u0631. \u062a\u064f\u062d\u0648\u0651\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0625\u0644\u0649 \u0627\u0644\u064a\u0648\u0631\u0648 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0647\u062c\u064a\u0629 \u0628\u0633\u064a\u0637\u0629: \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0631\u062f \u00d7 \u0627\u0644\u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0636\u0627\u0626\u0639\u0629 + \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u00d7 \u0627\u0644\u062a\u0643\u0631\u0627\u0631. \u062a\u064f\u0642\u062f\u0651\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0644\u0627\u0648\u062f \u0647\u0630\u0627 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0643\u0645\u064a \u0641\u064a \u062a\u062f\u0642\u064a\u0642\u0647\u0627 \u0627\u0644\u0641\u0646\u064a\u060c \u0628\u0633\u0639\u0631 \u062b\u0627\u0628\u062a \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 8000 \u064822000 \u064a\u0648\u0631\u0648.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7182\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7182\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0645\u062a\u0649 \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u0643\u0648\u062f \u0627\u0644\u062d\u0627\u0644\u064a \u0648\u0645\u062a\u0649 \u064a\u0643\u0648\u0646 \u0645\u0646 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0625\u0639\u0627\u062f\u0629 \u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0645\u0646 \u0627\u0644\u0635\u0641\u0631\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7182\" class=\"elementor-element elementor-element-3ad0527 e-con-full e-flex e-con e-child\" data-id=\"3ad0527\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e2f778 elementor-widget elementor-widget-text-editor\" data-id=\"9e2f778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u0623\u0631\u0628\u0639\u0629 \u0645\u0639\u0627\u064a\u064a\u0631 \u0645\u0648\u0636\u0648\u0639\u064a\u0629. \u064a\u064f\u0646\u0635\u062d \u0628\u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u0643\u0648\u062f \u0639\u0646\u062f\u0645\u0627: (1) \u064a\u0643\u0648\u0646 \u0645\u0646\u0637\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0643\u0648\u062f \u0627\u0644\u062d\u0627\u0644\u064a \u0633\u0644\u064a\u0645\u064b\u0627 \u062d\u062a\u0649 \u0644\u0648 \u0643\u0627\u0646 \u062a\u0646\u0641\u064a\u0630\u0647 \u063a\u064a\u0631 \u0645\u064f\u062a\u0642\u0646\u060c (2) \u064a\u0643\u0648\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0642\u064a\u062f \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0641\u0639\u0644\u064a \u0645\u0639 \u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u062d\u0642\u064a\u0642\u064a\u064a\u0646\u060c (3) \u064a\u0648\u062c\u062f \u0641\u0631\u064a\u0642 \u0645\u064f\u0644\u0645\u0651 \u0628\u0627\u0644\u0643\u0648\u062f \u0627\u0644\u062d\u0627\u0644\u064a\u060c (4) \u062a\u062a\u062c\u0627\u0648\u0632 \u062a\u0643\u0644\u0641\u0629 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u062a\u0643\u0644\u0641\u0629 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0647\u064a\u0643\u0644\u0629. \u0644\u0627 \u062a\u064f\u0639\u064a\u062f \u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u0625\u0644\u0627 \u0639\u0646\u062f\u0645\u0627 \u062a\u0641\u0634\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0631\u0628\u0639\u0629 - \u0623\u064a \u0646\u0627\u062f\u0631\u064b\u0627 \u0645\u0627 \u064a\u062d\u062f\u062b \u0630\u0644\u0643. \u0644\u0642\u062f \u0634\u0647\u062f \u0641\u0631\u064a\u0642 \u0627\u0644\u062d\u0648\u0633\u0628\u0629 \u0627\u0644\u0633\u062d\u0627\u0628\u064a\u0629 \u0641\u0634\u0644 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0645\u0634\u0627\u0631\u064a\u0639 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629: \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0647\u064a\u0643\u0644\u0629 \u0647\u064a \u0627\u0644\u062d\u0644 \u0627\u0644\u0623\u0645\u062b\u0644 \u0641\u064a \u0623\u063a\u0644\u0628 \u0627\u0644\u0623\u062d\u064a\u0627\u0646.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7183\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7183\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0645\u0639 \u0623\u064a \u0634\u0631\u0643\u0629 \u064a\u0645\u0643\u0646\u0646\u064a \u0627\u0644\u0639\u0645\u0644 \u0644\u0628\u0646\u0627\u0621 \u0628\u0631\u0627\u0645\u062c \u0645\u062e\u0635\u0635\u0629 \u062f\u0648\u0646 \u0623\u0646 \u062a\u0628\u064a\u0639 \u0644\u064a \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0646 \u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629 \u0643\u0647\u0627\u0645\u0634 \u0631\u0628\u062d \u0644\u0644\u0645\u0648\u0631\u062f\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7183\" class=\"elementor-element elementor-element-b93358d e-flex e-con-boxed e-con e-child\" data-id=\"b93358d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9102d8 elementor-widget elementor-widget-text-editor\" data-id=\"d9102d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\"><span style=\"font-weight: 400;\">\u062a\u064f\u0637\u0648\u0651\u0631 \u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0644\u0627\u0648\u062f \u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0645\u062e\u0635\u0635\u0629 \u0645\u0646\u0630 \u0639\u0627\u0645 \u0662\u0660\u0661\u0663 \u062f\u0648\u0646 \u0634\u0631\u0627\u0643\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0639 AWS \u0623\u0648 Azure \u0623\u0648 Google Cloud \u0623\u0648 Salesforce \u0623\u0648 SAP \u0623\u0648 \u0623\u064a \u0645\u0632\u0648\u062f \u0622\u062e\u0631. \u0647\u0630\u0647 \u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u062a\u0639\u0646\u064a \u0627\u062e\u062a\u064a\u0627\u0631 \u0628\u0646\u064a\u0629 \u0627\u0644\u0646\u0638\u0627\u0645 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u0644\u0627\u0621\u0645\u062a\u0647\u0627 \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u062e\u0627\u0635\u0629\u060c \u0648\u0644\u064a\u0633 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0639\u0645\u0648\u0644\u0629. \u064a\u064f\u0646\u0641\u0651\u0630 \u0643\u0644 \u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 TCG-SAF\u2122 \u0627\u0644\u062e\u0627\u0635 \u0628\u0646\u0627 (\u0661\u0667 \u0628\u064f\u0639\u062f\u064b\u0627 \u0644\u0644\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629)\u060c \u0648\u0647\u0648 \u0645\u062d\u0645\u064a \u0628\u0636\u0645\u0627\u0646\u0627\u062a \u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0645\u0646 Tormenta (\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0661\u0660\u0660\u0661TP\u0663T \u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0627\u0644\u062a\u0633\u0644\u064a\u0645 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u062d\u062f\u062f) \u0648Hurac\u00e1n (\u062a\u063a\u0637\u064a\u0629 \u0644\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u062d\u0631\u062c\u0629 \u0628\u0639\u062f \u0627\u0644\u062a\u0633\u0644\u064a\u0645). \u0645\u0639 \u0669 \u0645\u0643\u0627\u062a\u0628 \u0641\u064a \u0669 \u062f\u0648\u0644\u060c \u0648\u0623\u0643\u062b\u0631 \u0645\u0646 \u0661\u0665\u0660 \u0645\u0647\u0646\u062f\u0633\u064b\u0627\u060c \u0648\u0623\u0643\u062b\u0631 \u0645\u0646 \u0662\u0660\u0660\u0660 \u0645\u0634\u0631\u0648\u0639\u060c \u062a\u0634\u0645\u0644 \u0642\u0627\u0626\u0645\u0629 \u0639\u0645\u0644\u0627\u0626\u0646\u0627: \u0637\u064a\u0631\u0627\u0646 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0648RTVE\u060c \u0648Iryo\u060c \u0648\u0645\u0631\u0633\u064a\u062f\u0633-\u0628\u0646\u0632\u060c \u0648\u0627\u0644\u0634\u0631\u0637\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629\u060c \u0648\u0628\u0631\u0644\u0645\u0627\u0646 \u063a\u064a\u0646\u064a\u0627 \u0627\u0644\u0627\u0633\u062a\u0648\u0627\u0626\u064a\u0629.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7184\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7184\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0643\u064a\u0641 \u0623\u0639\u0631\u0641 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u0632\u0648\u062f \u0627\u0644\u062d\u0627\u0644\u064a \u0623\u0648 \u0645\u062f\u064a\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0630\u064a \u0648\u0638\u0641\u0646\u0627\u0647 \u0647\u0648 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u062d\u0642\u064b\u0627 \u0644\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0642\u0627\u062f\u0645\u0629\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7184\" class=\"elementor-element elementor-element-6fabd56 e-flex e-con-boxed e-con e-child\" data-id=\"6fabd56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-113dc90 elementor-widget elementor-widget-text-editor\" data-id=\"113dc90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u062a\u0642\u062f\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0644\u0627\u0648\u062f \u062b\u0644\u0627\u062b \u062e\u062f\u0645\u0627\u062a \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631: \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u062a\u0642\u0646\u064a (\u0645\u0631\u0627\u062c\u0639\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u0628\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u062e\u0644\u0627\u0644 2-4 \u0623\u0633\u0627\u0628\u064a\u0639 \u0645\u0639 \u062a\u0642\u0631\u064a\u0631 \u062a\u0646\u0641\u064a\u0630\u064a \u0642\u0627\u0628\u0644 \u0644\u0644\u0639\u0631\u0636 \u0623\u0645\u0627\u0645 \u0627\u0644\u0644\u062c\u0646\u0629\u060c \u0628\u0633\u0639\u0631 \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 8000 \u064822000 \u064a\u0648\u0631\u0648)\u060c \u0648\u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u062a\u0642\u0646\u064a \u0627\u0644\u0646\u0627\u0641\u064a \u0644\u0644\u062c\u0647\u0627\u0644\u0629 (\u0644\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u0646\u062f\u0645\u0627\u062c \u0648\u0627\u0644\u0627\u0633\u062a\u062d\u0648\u0627\u0630\u060c \u0648\u062c\u0648\u0644\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644\u061b \u0645\u0646 1 \u0625\u0644\u0649 3 \u0623\u0633\u0627\u0628\u064a\u0639 \u0645\u0639 \u062a\u0642\u064a\u064a\u0645 \u0643\u0645\u064a \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0642\u0646\u064a\u0629)\u060c \u0648\u0644\u062c\u0646\u0629 \u0627\u0633\u062a\u0634\u0627\u0631\u064a\u0629 \u062e\u0627\u0631\u062c\u064a\u0629 \u0644\u0644\u0645\u062f\u064a\u0631 \u0627\u0644\u062a\u0642\u0646\u064a \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0634\u0627\u0631 (\u0634\u062e\u0635\u064a\u0629 \u0628\u0627\u0631\u0632\u0629 \u0628\u062e\u0628\u0631\u0629 \u062a\u0632\u064a\u062f \u0639\u0646 13 \u0639\u0627\u0645\u064b\u0627 \u062a\u0646\u0636\u0645 \u0643\u0645\u0633\u062a\u0634\u0627\u0631 \u0645\u0624\u0642\u062a \u0623\u0648 \u062c\u0632\u0626\u064a \u0623\u0648 \u0639\u0636\u0648 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629\u060c \u0628\u0633\u0639\u0631 \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 6000 \u064812000 \u064a\u0648\u0631\u0648 \u0634\u0647\u0631\u064a\u064b\u0627). \u0644\u0627 \u062a\u0628\u064a\u0639 \u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0644\u0627\u0648\u062f \u062a\u0631\u0627\u062e\u064a\u0635 \u0648\u0644\u0627 \u062a\u0631\u0628\u0637\u0647\u0627 \u0634\u0631\u0627\u0643\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0639 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0644\u0630\u0627 \u0641\u0625\u0646 \u062a\u0648\u0635\u064a\u0627\u062a\u0647\u0627 \u0644\u0627 \u062a\u062a\u0623\u062b\u0631 \u0623\u0628\u062f\u064b\u0627 \u0628\u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-7185\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-7185\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0623\u064a \u0634\u0631\u0643\u0629 \u0627\u0633\u062a\u0634\u0627\u0631\u064a\u0629 \u062a\u0633\u062a\u0637\u064a\u0639 \u062f\u0645\u062c \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0623\u0646\u0638\u0645\u062a\u064a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u062f\u0648\u0646 \u0623\u0646 \u064a\u0646\u062a\u0647\u064a \u0627\u0644\u0623\u0645\u0631 \u0628\u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u062c\u0631\u062f \u0639\u0631\u0636 \u062a\u0648\u0636\u064a\u062d\u064a \u062c\u0645\u064a\u0644 \u0644\u0627 \u064a\u0633\u062a\u062e\u062f\u0645\u0647 \u0623\u062d\u062f\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-7185\" class=\"elementor-element elementor-element-d402beb e-flex e-con-boxed e-con e-child\" data-id=\"d402beb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba8b37c elementor-widget elementor-widget-text-editor\" data-id=\"ba8b37c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u062a\u064f\u0637\u0628\u0651\u0642 \u0645\u062c\u0645\u0648\u0639\u0629 \u0643\u0644\u0627\u0648\u062f \u062d\u0644\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0629 Cleansys (\u0627\u0644\u062a\u064a \u062a\u064f\u0639\u062f\u0651 \u062a\u0646\u0638\u064a\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u0648\u062d\u064a\u062f\u0647\u0627 \u0648\u0647\u064a\u0643\u0644\u062a\u0647\u0627 \u062e\u0637\u0648\u0629\u064b \u0623\u0633\u0627\u0633\u064a\u0629\u064b \u0642\u0628\u0644 \u0623\u064a \u0646\u0645\u0648\u0630\u062c) \u0648\u0625\u0637\u0627\u0631 \u0639\u0645\u0644 TCG-SAF\u2122 \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u0627\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u062a\u0637\u0644\u0628 \u062a\u062d\u062f\u064a\u062f \u0645\u0624\u0634\u0631\u0627\u062a \u0623\u062f\u0627\u0621 \u0631\u0626\u064a\u0633\u064a\u0629 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0642\u064a\u0627\u0633 \u0628\u0627\u0644\u064a\u0648\u0631\u0648 \u0634\u0647\u0631\u064a\u064b\u0627 \u0642\u0628\u0644 \u062a\u0639\u062f\u064a\u0644 \u0623\u064a \u0646\u0645\u0648\u0630\u062c. \u064a\u0639\u0645\u0644 \u0644\u062f\u0649 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 150 \u0645\u0647\u0646\u062f\u0633\u064b\u0627 \u0641\u064a 9 \u062f\u0648\u0644\u060c \u0648\u0644\u0627 \u062a\u0631\u0628\u0637\u0647\u0627 \u0623\u064a \u0634\u0631\u0627\u0643\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0639 OpenAI \u0623\u0648 Anthropic \u0623\u0648 Google \u0623\u0648 Mistral: \u0625\u0630 \u064a\u064f\u062e\u062a\u0627\u0631 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0641\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u064f\u0642\u0627\u0633\u0629 \u0628\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0648\u0627\u0642\u0639\u064a\u0629\u060c \u0648\u0644\u064a\u0633 \u0639\u0644\u0649 \u0627\u0644\u062d\u0648\u0627\u0641\u0632 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629. \u0648\u0645\u0646 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u0648\u062b\u0642\u0629: \u0641\u0634\u0644 801,000 \u0645\u0634\u0631\u0648\u0639 \u0630\u0643\u0627\u0621 \u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u0624\u0633\u0633\u064a \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0642\u0637\u0627\u0639 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\u0627\u0644\u062d\u0627\u062f\u064a \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646\u060c \u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u0623\u0645\u0646 \u062d\u062c\u0631 \u0627\u0644\u0632\u0627\u0648\u064a\u0629 \u0644\u0623\u064a \u0639\u0645\u0644 \u062a\u062c\u0627\u0631\u064a. \u0648\u0644\u0627 \u062a\u064f\u0645\u064a\u0651\u0632 \u062b\u063a\u0631\u0627\u062a \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0642\u0629 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 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